You Are a Badass at Making Money: high quality Master the Mindset of new arrival Wealth outlet sale

You Are a Badass at Making Money: high quality Master the Mindset of new arrival Wealth outlet sale

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From the Publisher




You Are a Badass Every Day Badass Habits

Description

Product Description

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —New York Magazine

From the #1 New York Times bestselling author of You Are a Badass®, a life-changing guide to making the kind of money you’ve only ever dreamed of.


You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
 
Learn to:

   • Uncover what''s holding you back from making money
   • Give your doubts, fears, and excuses the heave-ho
   • Relate to money in a new (and lucrative) way
   • Shake up the cocktail of creation
   • Tap into your natural ability to grow rich
   • Shape your reality—stop playing victim to circumstance
   • Get as wealthy as you wanna be

“This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —PopSugar

Review

“Hilarious . . . This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.”
—PopSugar

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.”
New York Magazine

“All around badass Jen Sincero isn’t finished trying to help you live your most awesome life. No, now she’s here to help you become a money-making pro.”
—Bustle

“[Sincero] guides readers through thought exercises and mantras to change how readers talk to themselves about money and unleash their ability to attain it.”
—New York Times

“A HIIT workout for making bank.” 
—Well+Good

“An accessible book for anyone looking to push the restart button on their personal finances.”
New York Post

“Jen Sincero helps readers find true financial success through her combination of practical advice and deeply personal (and often hilarious) stories.”
—Today.com

About the Author

Jen Sincero is a world-renowned author, success coach, and motivational speaker who’s spent over a decade helping people transform their lives and their bank accounts.

Excerpt. © Reprinted by permission. All rights reserved.

If you’re ready to make more money, you can. I don’t care how many times you’ve tried and failed or if you’re so broke you’re selling your bodily fluids for bus fare or how often you’ve found yourself center stage at the checkout counter, feigning shock and indignation: “Are you sure? Declined?! That’s impossible. Can you run it one more time?” No matter how out of the question it may seem for you at this moment, you can make lots of money. Even I’ma-buy-everyone-I-love-a-house-and-a-gold-tooth kind of money, if that’s what turns you on.

I’d also like to point out that there’s nothing horribly wrong with you if you haven’t figured out how to do it yet. Money is one of the most loaded topics out there—we love money, hate money, obsess over money, ignore money, resent money, hoard money, crave money, bad-mouth money; money is rife with so much desire and shame and weirdness it’s a wonder we can utter the word above a whisper, let alone go out and joyfully rake it in. (Have you been brave enough to read this book in public I wonder? With the title in full view?)

It reminds me a lot of how we’ve been conditioned to deal with sex, another gold medalist in the Topics That Totally Freak People Out Competition. When it comes to having sex and making money, you’re supposed to know what you’re doing and be all great at it, but nobody teaches you anything about it, and you’re never supposed to talk about it because it’s inappropriate, dirty, not so classy. Both money and sex can provide unthinkable pleasures, birth new life, and inspire violence and divorce. We’re ashamed if we don’t have it, we’re even more ashamed to admit we want it, we will do things/people we’re not nuts about in order to get it, and I know I’m not the only one who has caught myself fantasizing about a stranger dressed like Batman coming up and giving me some on a bench in Central Park (am I?).

The good news is if you, like most people, have a troubled or conflicted relationship with money, you have the ability to heal it, transform it, and become such awesome pals with money that you wake up one day to find yourself standing in the middle of the life you’ve always wanted to live. And you can start making this change right now. All you need to do is wake up to what’s holding you back, make new, powerful choices about what you focus on, ensmarten yourself about money, and go for it like you ain’t never gone for it before. Which is what this book will help you do.

I personally transformed my financial reality so quickly and massively that everybody who knows me well is still wondering what the hell happened. And believe me when I say if my broke ass can do it, you can do it too, no matter how rickety or hopeless you may feel right now. Because I knew precisely zero things about making money until I was in my forties. My forties! That’s the age when most people possess things like houses and college funds for their kids and an understanding of how the Dow Jones works. Meanwhile, at forty I possessed a barren bank account, a deep wrinkle line between my eyebrows from stress, and a first-name basis relationship with Sheila at the collection agency.

For the vast majority of my adult life I was a freelance writer, forever scrambling for work that paid an insulting nonamount considering how time consuming and challenging it was. Had I actually done the math, I would have realized just how free my lancing was, but I instead chose to be in denial of the facts, work harder, complain more, and just, you know, hope that I’d somehow magically start raking in the dough or get run over by someone rich who would then have to take care of me for the rest of my life. My watertight plan for getting out of financial struggle was partly a result of having a whole lotta hang-ups about money (money is evil, rich people are gross, I have no idea how to make it, I’d have no idea what to do with it even if I did know how to make it, etc.), and also because I was trapped in a perpetual state of indecision. I knew I was a writer, and I also knew I wanted to do more than sit alone in a room in my robe and type all day, I just didn’t know what it was I wanted to do. And rather than just picking something already and seeing where it led, I chose to bite my nails down to bloody nubs and wallow in the I Don’t Know What the Hell I Want to Do with My Life quagmire. For years. As in decades. It was so painful. And devastating. And utterly paralyzing. This is how I found myself at the ripe old age of forty, living in a converted garage, in an alley, in fear of requiring dental work, excelling at financial mediocrity in the following ways:
 
·         Eating/drinking/filling my pockets with anything that was free, regardless of whether or not I really liked it or needed it.
·         Walking countless blocks, in flip-flops, to save five dollars on valet parking.
·         Employing duct tape, instead of professionals, to repair things like leaking pipes, busted shoe straps, fractured bones.
·         Meeting friends at a restaurant for dinner, ordering a glass of water, tap is fine thanks, I love the tap in this city, before explaining to the table how I’m really not hungry, I’m stuffed actually, and then the free bread is placed on the table and disappears into my mouth in a blur.
·         Choosing between phone service and health insurance.
·         Spending excruciating amounts of time purchasing anything, from a TV to a bedspread to a wooden spoon, in order to thoroughly investigate every possibility of a cheaper option, a forthcoming sale, a coupon code, or to entertain the question, “Is this something I could perhaps make myself?”
 
If I’d put the same amount of time and focus that I put into freaking out about not having money, cutting back my expenses, finding the deals, haggling, researching, returning, refunding, redeeming, rerouting, rebating, into actually making money, I would have been driving a car with working windshield wipers years before I actually did.

This making money thing is not about never again making wise, informed purchases or rejoicing in a good sale or filling up on bread. It’s about giving yourself the options and the permission to be, do, and have whatever lights you up, instead of acting like a victim of your circumstances. It’s about not pretending everything is cool, I love having three roommates, none of whom know how to use a sponge or a goddamned broom, instead of focusing on making more money to afford yourself your own place for fear you’ll be judged or you’ll suck at it or that it’ll be too hard or no fun or out of your reach. It’s about creating the wealth that affords you the life you’d love to live instead of settling for what you think you can get.

The human ability to rationalize, defend, and accept our self-imposed drama is bananas. Especially because we have all the power within us to choose and create realities that totally kick ass. We see it all the time with people who are in miserable or even abusive relationships: “He’s just so sad and sorry after he cheats on me. It breaks my heart. Plus, the make-up sex is superhot.” We see it when people insist on staying in jobs they hate: “I spend my lunch breaks weeping in the stairwell I’m so miserable. But the health insurance is amazing.” Meanwhile their spirit and their time on this Earth are quickly swirling down the drain.

You have one glorious and brief shot at being the you that is you on Planet Earth, and the power to create whatever reality you desire. Why not be the biggest, happiest, most generous, and fully realized humanoid you can be?

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4.7 out of 54.7 out of 5
4,486 global ratings

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Top reviews from the United States

Anthony Barranco
1.0 out of 5 starsVerified Purchase
This isn''t how you make money
Reviewed in the United States on May 14, 2018
I honestly do not understand the book''s high rating and appeal. After reading through it near two times, afraid I perhaps missed some important details the first time through somehow, I''m pretty shocked at how well the book is performing critically. There is a... See more
I honestly do not understand the book''s high rating and appeal. After reading through it near two times, afraid I perhaps missed some important details the first time through somehow, I''m pretty shocked at how well the book is performing critically.

There is a large amount of enthusiasm in the book, but very little practicality behind it.

One great example of this is how the book has several mini-stories about random people who "made money successfully." One of them is about a woman who needed a lot of money quick. She went into the attic and discovered a stock/bond paper or something that turns out to be worth exactly the amount of money she needed! Amazing, the moral of the story: YOU CAN MAKE MONEY LIKE THIS TOO!

See the problem? The book is littered with stuff like this, over and over.

The author spends a large amount of time writing how she had to come up with a large amount of money for some seminars on how to make money. Something like $80,000 for a seminar. Which she ends up borrowing from someone. By the end, I''m more confused than when I started. Was the lesson to not be afraid to ask people for money? Were there tips on how to ask people for money? Was it a recommendation to not be afraid to spend large amounts of money that isn''t yours on seminars? That''s nearly 1/2 a year''s salary for someone with a technical job like myself, well above the average person. No one in the right mind set should follow that advice. Never put yourself in crippling debt, with a friend or family member no less, for something like a ~seminar~.
What exactly the author benefited out of that kind of money being spent on a ~seminar~ was totally lost on me. More so on the second time I read those parts.

Who is this book for?
I guess it''s for people who think their money problems go away by spending more money than they have on seminars and feel-better-about-yourself guides.

What does this book do?
I guess at the end of it, you get you into the mind set that you could get away with robbery for silly reasons (like asking your friend/family for a stupid amount of money on loan). I''m guessing that is the point of the title.

What does this book not do?
Not a drop of practical advice on making money and actually being badass at making money. Just makes you think it, somehow?
811 people found this helpful
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Kim Nanney
3.0 out of 5 starsVerified Purchase
I love that it''s in her voice
Reviewed in the United States on March 12, 2018
As someone who has read 100+ personal development books, I found Jen''s rendition to be much of the same advice repackaged in her voice. So the pro''s of this book: I love that it''s in her voice. It''s engaging and I find that listening to these kind of... See more
As someone who has read 100+ personal development books, I found Jen''s rendition to be much of the same advice repackaged in her voice.

So the pro''s of this book:
I love that it''s in her voice. It''s engaging and I find that listening to these kind of audiobooks, even if they are repeating the same information, beneficitial.

The con''s of this book:
Nearly nothing feels or seems remotely fresh in terms of new ways of seeing my money situation. In terms of results from this book, I didn''t notice any inclination to take more action. She''s also a coach, and touts the benefits of coaching in almost every chapter. I don''t mind that she''s selling herself in her own book... but at the same time it just made me have my hackles up most of the book because the way it was presented seemed like coaching was The Answer most of the time, instead of ''a possible answer if it makes sense to you''.

There are other books I found way more useful in terms of motivation, inspiration, and lasting change. Some of them being; The Richest Man In Babylon. After years and years, I still apply what I''ve learned there. I know what I applied will let me comfortably retire on over a million dollars.

I''m sorry to write this review in some ways, because Jen really has a great tone of voice but honestly this is what I got from this book.
325 people found this helpful
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Samantha Silver
1.0 out of 5 starsVerified Purchase
Yeah, no.
Reviewed in the United States on August 28, 2018
I would have been $9.99 richer if I hadn''t spent money on this book. It''s basically a pep talk with no actual advice, just the same basic mantra of "believe you''ll make money and you will" repeated over and over and over. It took me so long to get through the... See more
I would have been $9.99 richer if I hadn''t spent money on this book. It''s basically a pep talk with no actual advice, just the same basic mantra of "believe you''ll make money and you will" repeated over and over and over.

It took me so long to get through the first 70% of the book, thinking "surely it will get better eventually" without it ever getting better that I was past the seven day return policy for a Kindle book.
254 people found this helpful
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Nicole Kroeger
1.0 out of 5 starsVerified Purchase
This book was terrible and a waste of my time
Reviewed in the United States on May 23, 2018
This book was terrible and a waste of my time. I liked Jen''s last book, but this book was just like it. 1. You are a badass 2. Think positive 3. The universe blah blah blah. Please do not waste your money.
241 people found this helpful
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David Cash
1.0 out of 5 starsVerified Purchase
Same old sham
Reviewed in the United States on June 14, 2018
I purchased the book after hearing the author interviewed on a podcast, where she seemed to have an interesting and reasonable take on making money and its place in one''s life. However, I should have looked at the reviews here first, because she made no mention in the... See more
I purchased the book after hearing the author interviewed on a podcast, where she seemed to have an interesting and reasonable take on making money and its place in one''s life. However, I should have looked at the reviews here first, because she made no mention in the interview of the New Age b.s. she peddles throughout the book. To be fair, there is some useful advice for people who have a fraught relationship with money and the idea of acquiring of it. But that''s limited to the first chapter, and it devolves from there into "Universal Intelligence," "attraction," and yes, even "energy vibrations." If you''re seeking woo woo advice on how to get wealthy, look no further. But if that''s what you''re after, honestly, why not go to the primary scammer sources instead? What''s fascinating about these inveiglers is that they invariably make their money by selling the same flimflam they bought (and claim to believe) to another set of suckers. This is precisely what the author has done: paid a "coach" a high five-figure fee to teach her how to sell "coaching" to others. If only there were a name for that sort of scheme. The joke''s on me though, because I already paid for the book. Never feels great to be the mark.
123 people found this helpful
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Michelle Kenneth
5.0 out of 5 starsVerified Purchase
Courtesy of Perfectionist Wannabe. com
Reviewed in the United States on February 6, 2018
As a followup to Jen Sincero''s "You are a Badass," she dives further into the concept of generating more money by bringing us "You are a Badass at Making Money."  This is the book I started 2018 reading.  What I learned from this book is exactly what I''m... See more
As a followup to Jen Sincero''s "You are a Badass," she dives further into the concept of generating more money by bringing us "You are a Badass at Making Money."  This is the book I started 2018 reading.  What I learned from this book is exactly what I''m seeing repeated in every book I''ve read about creating wealth and abundance.  It''s all about changing your mindset and tapping into that wealth.  Wealth is already available to each of us.  We just have to learn how to access it.  A lot of this has to do with facing our fears and taking a good hard look at how we view money. 

For many people, we look at money negatively.  We don''t see money as a means to an end.  When we receive money, we are happy.  When it is taken away from us, we are sad.  When we don''t have any money, we are scared, fearful, and missing it like an ex-lover that has left us.  Yet, money gets a bad rap.  People claim it is the root of all evil, when in fact it is not money that is evil.  Money is a medium.  It is what we decide to do with money that determines whether the use of money is good or evil.  In other words, it is the person using the money that is innately good or evil.  We are the ones who decide that, not money.

By dealing with how we view and treat money, this book is designed to help us get to the root of why we are in the predicament we are in when it comes to money.  It is up to us to deal with and change how we view money, especially if we want an abundance, rather than a lack of it.
93 people found this helpful
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Court
2.0 out of 5 starsVerified Purchase
I like her enthusiasm and all
Reviewed in the United States on September 6, 2017
Not realistic at all. I like her enthusiasm and all, but it''s the same words over and over with some "I spent $80,000 on seminars" thrown in. Who has $80,000 laying around to teach them how to make more money? Normal people just don''t. I have a hard time with her... See more
Not realistic at all. I like her enthusiasm and all, but it''s the same words over and over with some "I spent $80,000 on seminars" thrown in. Who has $80,000 laying around to teach them how to make more money? Normal people just don''t. I have a hard time with her whole "I was 40 and totally broke" thing to spending that much on self help seminars. She got lucky, plain and simple.
136 people found this helpful
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Amy
3.0 out of 5 starsVerified Purchase
Too Much Etc.
Reviewed in the United States on November 13, 2017
This book is about changing your mindset. It isn''t revolutionary. The overuse of "etc." is annoying in the audio book.
52 people found this helpful
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Top reviews from other countries

ncgm
3.0 out of 5 starsVerified Purchase
Good principles hidden in cringey writing
Reviewed in the United Kingdom on July 27, 2019
As with so many other self-help books, this boils down to the same basic principles: • Use self-awareness/mindfulness and meditation to become aware of your limiting core beliefs • Use positive thinking and visualisation to counteract your limiting core beliefs • Habitually...See more
As with so many other self-help books, this boils down to the same basic principles: • Use self-awareness/mindfulness and meditation to become aware of your limiting core beliefs • Use positive thinking and visualisation to counteract your limiting core beliefs • Habitually become a more positive thinker • Positive thoughts and consequent positive feelings prompt you to take action on what you want to achieve • More action leads to more success There. I''ve saved you a few hours.
42 people found this helpful
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Groch
4.0 out of 5 starsVerified Purchase
You have to keep an open Mind.
Reviewed in the United Kingdom on January 30, 2019
I have to say, I''m torn on these types of self-help books. My rational mind is telling me that this is a load of BS, but I can''t deny the actual physical effect of reading and listening to this and Sincero''s other Book "You are a Badass". Basically, it boils down to the...See more
I have to say, I''m torn on these types of self-help books. My rational mind is telling me that this is a load of BS, but I can''t deny the actual physical effect of reading and listening to this and Sincero''s other Book "You are a Badass". Basically, it boils down to the power of positive thinking and putting yourself in a position to succeed rather than constantly telling yourself "I Can''t make money". Sometimes you just need someone to tell you that, and Jen Sincero does that very well.
19 people found this helpful
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Martin
5.0 out of 5 starsVerified Purchase
Life Changing
Reviewed in the United Kingdom on July 24, 2017
The best book I''ve read on this subject. For so long I wanted to travel and this book gave me the get up and go to make it happen. I even found a book series that helps me do each country on $250 or less. Started in Thailand. And have cut from $5,000 a month state side to...See more
The best book I''ve read on this subject. For so long I wanted to travel and this book gave me the get up and go to make it happen. I even found a book series that helps me do each country on $250 or less. Started in Thailand. And have cut from $5,000 a month state side to $250 a month travelling. Check out the ''Nickel and Dime Adventures'' for a step by step on how to do it.
23 people found this helpful
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Curteanu Mihaela
1.0 out of 5 starsVerified Purchase
Not what I was expecting
Reviewed in the United Kingdom on August 5, 2019
I really loved “you are a badass “ but I think this book very repetitive. Jen speaks a lot about energy, visualisation and meditation but there are not many practical advices ( money wise ). I would say it’s useful for someone who likes books like “the secret “ and who...See more
I really loved “you are a badass “ but I think this book very repetitive. Jen speaks a lot about energy, visualisation and meditation but there are not many practical advices ( money wise ). I would say it’s useful for someone who likes books like “the secret “ and who loves to live by the concept of energy in their everyday life.
9 people found this helpful
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MV.
1.0 out of 5 starsVerified Purchase
Low quality sample of The secret by Rhonda Byrne !!!
Reviewed in the United Kingdom on January 26, 2021
I started of reading and understanding in the first pages the need for the mindset stuff, because I recently finished reading the The secret by Rhonda Byrne , however as I continued I realised that down the line there''s not going to be much more because the information was...See more
I started of reading and understanding in the first pages the need for the mindset stuff, because I recently finished reading the The secret by Rhonda Byrne , however as I continued I realised that down the line there''s not going to be much more because the information was getting repeated over and over again, there was a lot of fillers, the book literally delivered the same message across 260 pages when I''ve gotten the message in the first 50, regarding the mindset stuff, I was looking forward to have practical tools from the writer, because the book is about money but it was not worth the money.
3 people found this helpful
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You Are a Badass Every Day Badass Habits

Description

Product Description

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —New York Magazine

From the #1 New York Times bestselling author of You Are a Badass®, a life-changing guide to making the kind of money you’ve only ever dreamed of.


You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
 
Learn to:

   • Uncover what''s holding you back from making money
   • Give your doubts, fears, and excuses the heave-ho
   • Relate to money in a new (and lucrative) way
   • Shake up the cocktail of creation
   • Tap into your natural ability to grow rich
   • Shape your reality—stop playing victim to circumstance
   • Get as wealthy as you wanna be

“This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —PopSugar

Review

“Hilarious . . . This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.”
—PopSugar

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.”
New York Magazine

“All around badass Jen Sincero isn’t finished trying to help you live your most awesome life. No, now she’s here to help you become a money-making pro.”
—Bustle

“[Sincero] guides readers through thought exercises and mantras to change how readers talk to themselves about money and unleash their ability to attain it.”
—New York Times

“A HIIT workout for making bank.” 
—Well+Good

“An accessible book for anyone looking to push the restart button on their personal finances.”
New York Post

“Jen Sincero helps readers find true financial success through her combination of practical advice and deeply personal (and often hilarious) stories.”
—Today.com

About the Author

Jen Sincero is a world-renowned author, success coach, and motivational speaker who’s spent over a decade helping people transform their lives and their bank accounts.

Excerpt. © Reprinted by permission. All rights reserved.

If you’re ready to make more money, you can. I don’t care how many times you’ve tried and failed or if you’re so broke you’re selling your bodily fluids for bus fare or how often you’ve found yourself center stage at the checkout counter, feigning shock and indignation: “Are you sure? Declined?! That’s impossible. Can you run it one more time?” No matter how out of the question it may seem for you at this moment, you can make lots of money. Even I’ma-buy-everyone-I-love-a-house-and-a-gold-tooth kind of money, if that’s what turns you on.

I’d also like to point out that there’s nothing horribly wrong with you if you haven’t figured out how to do it yet. Money is one of the most loaded topics out there—we love money, hate money, obsess over money, ignore money, resent money, hoard money, crave money, bad-mouth money; money is rife with so much desire and shame and weirdness it’s a wonder we can utter the word above a whisper, let alone go out and joyfully rake it in. (Have you been brave enough to read this book in public I wonder? With the title in full view?)

It reminds me a lot of how we’ve been conditioned to deal with sex, another gold medalist in the Topics That Totally Freak People Out Competition. When it comes to having sex and making money, you’re supposed to know what you’re doing and be all great at it, but nobody teaches you anything about it, and you’re never supposed to talk about it because it’s inappropriate, dirty, not so classy. Both money and sex can provide unthinkable pleasures, birth new life, and inspire violence and divorce. We’re ashamed if we don’t have it, we’re even more ashamed to admit we want it, we will do things/people we’re not nuts about in order to get it, and I know I’m not the only one who has caught myself fantasizing about a stranger dressed like Batman coming up and giving me some on a bench in Central Park (am I?).

The good news is if you, like most people, have a troubled or conflicted relationship with money, you have the ability to heal it, transform it, and become such awesome pals with money that you wake up one day to find yourself standing in the middle of the life you’ve always wanted to live. And you can start making this change right now. All you need to do is wake up to what’s holding you back, make new, powerful choices about what you focus on, ensmarten yourself about money, and go for it like you ain’t never gone for it before. Which is what this book will help you do.

I personally transformed my financial reality so quickly and massively that everybody who knows me well is still wondering what the hell happened. And believe me when I say if my broke ass can do it, you can do it too, no matter how rickety or hopeless you may feel right now. Because I knew precisely zero things about making money until I was in my forties. My forties! That’s the age when most people possess things like houses and college funds for their kids and an understanding of how the Dow Jones works. Meanwhile, at forty I possessed a barren bank account, a deep wrinkle line between my eyebrows from stress, and a first-name basis relationship with Sheila at the collection agency.

For the vast majority of my adult life I was a freelance writer, forever scrambling for work that paid an insulting nonamount considering how time consuming and challenging it was. Had I actually done the math, I would have realized just how free my lancing was, but I instead chose to be in denial of the facts, work harder, complain more, and just, you know, hope that I’d somehow magically start raking in the dough or get run over by someone rich who would then have to take care of me for the rest of my life. My watertight plan for getting out of financial struggle was partly a result of having a whole lotta hang-ups about money (money is evil, rich people are gross, I have no idea how to make it, I’d have no idea what to do with it even if I did know how to make it, etc.), and also because I was trapped in a perpetual state of indecision. I knew I was a writer, and I also knew I wanted to do more than sit alone in a room in my robe and type all day, I just didn’t know what it was I wanted to do. And rather than just picking something already and seeing where it led, I chose to bite my nails down to bloody nubs and wallow in the I Don’t Know What the Hell I Want to Do with My Life quagmire. For years. As in decades. It was so painful. And devastating. And utterly paralyzing. This is how I found myself at the ripe old age of forty, living in a converted garage, in an alley, in fear of requiring dental work, excelling at financial mediocrity in the following ways:
 
·         Eating/drinking/filling my pockets with anything that was free, regardless of whether or not I really liked it or needed it.
·         Walking countless blocks, in flip-flops, to save five dollars on valet parking.
·         Employing duct tape, instead of professionals, to repair things like leaking pipes, busted shoe straps, fractured bones.
·         Meeting friends at a restaurant for dinner, ordering a glass of water, tap is fine thanks, I love the tap in this city, before explaining to the table how I’m really not hungry, I’m stuffed actually, and then the free bread is placed on the table and disappears into my mouth in a blur.
·         Choosing between phone service and health insurance.
·         Spending excruciating amounts of time purchasing anything, from a TV to a bedspread to a wooden spoon, in order to thoroughly investigate every possibility of a cheaper option, a forthcoming sale, a coupon code, or to entertain the question, “Is this something I could perhaps make myself?”
 
If I’d put the same amount of time and focus that I put into freaking out about not having money, cutting back my expenses, finding the deals, haggling, researching, returning, refunding, redeeming, rerouting, rebating, into actually making money, I would have been driving a car with working windshield wipers years before I actually did.

This making money thing is not about never again making wise, informed purchases or rejoicing in a good sale or filling up on bread. It’s about giving yourself the options and the permission to be, do, and have whatever lights you up, instead of acting like a victim of your circumstances. It’s about not pretending everything is cool, I love having three roommates, none of whom know how to use a sponge or a goddamned broom, instead of focusing on making more money to afford yourself your own place for fear you’ll be judged or you’ll suck at it or that it’ll be too hard or no fun or out of your reach. It’s about creating the wealth that affords you the life you’d love to live instead of settling for what you think you can get.

The human ability to rationalize, defend, and accept our self-imposed drama is bananas. Especially because we have all the power within us to choose and create realities that totally kick ass. We see it all the time with people who are in miserable or even abusive relationships: “He’s just so sad and sorry after he cheats on me. It breaks my heart. Plus, the make-up sex is superhot.” We see it when people insist on staying in jobs they hate: “I spend my lunch breaks weeping in the stairwell I’m so miserable. But the health insurance is amazing.” Meanwhile their spirit and their time on this Earth are quickly swirling down the drain.

You have one glorious and brief shot at being the you that is you on Planet Earth, and the power to create whatever reality you desire. Why not be the biggest, happiest, most generous, and fully realized humanoid you can be?

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